Not to be morbid or anything, but I’m thinking I should probably pick up some term life insurance.

Let’s face it:  I’m not getting any younger, and not taking care of those final expenses is just thoughtless and irresponsible.  It’s also a nasty thing to do to your family at a terrible time in their lives.

At my age, term life seems a better bet than whole life.  If I want a savings account, I’ll go to a bank.  And term is so much cheaper.  Something to think about.